Skip to content
Policy

PM Surya Ghar: How to Apply Online (2026)

Learn how to apply for PM Surya Ghar online in 8 steps, from registration on pmsuryaghar.gov.in to subsidy in your bank account. Full 2026 guide.

Nirav Dhanani
Nirav Dhanani CEO
June 5, 2026 Updated October 14, 2026 16 min read

Qbits warranty and service terms: Qbits public datasheets describe an expandable warranty but do not define a universal duration, remedy, registration deadline, service SLA, or exclusions. Obtain the current written terms for the exact model and sale before relying on a headline claim.

ALMM and inverter compliance: MNRE’s current ALMM page publishes solar PV module and cell lists, not an inverter list. Verify the inverter’s exact model documents and applicable scheme or DISCOM requirements separately.

Many Indian households search for how to apply for PM Surya Ghar online, and a significant number of them abandon the process midway because of confusing portal instructions, unclear document requirements, or unexpected DISCOM rejections. The scheme is genuinely generous: up to ₹78,000 in central subsidy, paid directly to the applicant’s bank account, for a rooftop solar system that eliminates or sharply reduces the monthly electricity bill. The application, however, has eight distinct stages that must be completed in sequence, each with its own set of requirements.

This guide walks through every stage of the PM Surya Ghar application process on pmsuryaghar.gov.in (from initial registration to subsidy credit) with the complete document checklist, a stage-by-stage timeline table, and the most common rejection reasons along with specific steps to avoid them.

Direct answer. To apply for PM Surya Ghar online, register on pmsuryaghar.gov.in with your Aadhaar-linked mobile number and electricity consumer number, submit rooftop details for DISCOM feasibility approval, choose an ALMM-listed empanelled installer, complete the installation, pass DISCOM inspection with net meter installation, upload the commissioning certificate, and receive the subsidy (up to ₹78,000) directly in your bank account, commonly reported as about 30 days after commissioning.

The scheme is formally named PM Surya Ghar Muft Bijli Yojana and was launched by the Government of India in February 2024 under the Ministry of New and Renewable Energy (MNRE). It targets one crore households by 2027. Understanding the PM Surya Ghar programme structure (particularly the DISCOM-mediated verification flow) is essential before starting the application, because the subsidy is not paid until the local distribution company confirms successful installation.

What Is PM Surya Ghar Muft Bijli Yojana and Who Is Eligible

PM Surya Ghar Muft Bijli Yojana is a rooftop solar subsidy programme under which the Government of India provides direct-benefit transfers to residential consumers who install grid-connected rooftop solar systems. The scheme is administered jointly by MNRE and DISCOMs (Distribution Companies) in each state, and it has driven a sharp rise in demand for residential solar installation capacity among EPC firms across the country.

Eligibility criteria

The following criteria must be satisfied before a household can apply:

  • Residential electricity consumer: the applicant must hold a valid residential electricity connection with their state DISCOM. Commercial or industrial connections are not eligible under this scheme.
  • Ownership or written consent: the applicant must own the property or have a landlord NOC permitting rooftop installation.
  • Aadhaar linkage: the mobile number used to register must be linked to the applicant’s Aadhaar card for OTP-based authentication.
  • Bank account with NACH mandate: the subsidy is transferred via NACH (National Automated Clearing House) directly to the applicant’s bank account.
  • No prior solar subsidy: the same premises must not have previously received a central government rooftop solar subsidy under any scheme.

Subsidy structure

PM Surya Ghar central subsidy by system size, with approximate yearly generation
System SizeCentral Subsidy (₹)Approx. Units Generated per Year
1 kW₹30,0001,200–1,400 kWh
2 kW₹60,0002,400–2,800 kWh
3 kW₹78,0003,600–4,200 kWh
Above 3 kW₹78,000 (flat cap)Varies
₹020,00040,00060,00080,0001 kW2 kW3 kW or above₹30,000₹60,000₹78,000₹020,00040,00060,00080,0001 kW2 kW3 kW orabove₹30,000₹60,000₹78,000
PM Surya Ghar central subsidy by system size
ItemValue (₹)
1 kW₹30,000
2 kW₹60,000
3 kW or above₹78,000
PM Surya Ghar central subsidy by system sizeSource: MNRE PM Surya Ghar Portal (pmsuryaghar.gov.in), 2026, as stated in the subsidy table above3 kW and above are capped at ₹78,000. State subsidies, where offered, come on top.

State governments may offer additional subsidies on top of the central component. The subsidy is credited post-installation; the homeowner pays the full cost to the installer first and receives the subsidy as a bank transfer afterward.

₹78,000. The maximum central subsidy under PM Surya Ghar Muft Bijli Yojana for a 3 kW or larger residential rooftop system, paid directly to the applicant’s bank account after DISCOM verifies installation. Source - MNRE PM Surya Ghar Portal, 2026.

The PM Surya Ghar Application Checklist: Documents Required

Before beginning the online application, gather every document in the table below. Incomplete submissions are a leading cause of application delays and outright rejections.

Documents required for the PM Surya Ghar application, with format and source
DocumentFormat RequiredWhere to Get It
Aadhaar cardPDF or clear JPEG/PNG, Aadhaar number must be legibleUIDAI portal or enrolled copy
Recent electricity bill (last 3 months)PDF or JPEG; consumer number must be visibleDownloaded from DISCOM portal or physical bill scan
Bank account details (cancelled cheque or passbook front page)PDF or JPEG; account number, IFSC, and name must be visibleYour bank branch or net banking
NACH mandate form (signed)Signed physical scan or bank-issued e-mandateDownloaded from the PM Surya Ghar portal
Roof ownership proofSale deed, registry document, or property card (PDF)Sub-registrar office or municipal records
Landlord NOC (if rented property)Signed NOC on plain paper or stamp paper, with landlord ID proofDrafted and signed by property owner
Property tax receipt (where applicable)Most recent year’s receipt (PDF or JPEG)Municipal corporation / gram panchayat
Passport-size photographJPEG, less than 200 KBStudio or mobile scan
Commissioning certificate (post-installation)PDF on empanelled installer’s letterheadProvided by the installer after system is live
Net meter installation confirmationPDF confirmation from DISCOMIssued by DISCOM after meter installation

Keep all documents ready in digital form (PDF preferred, under 2 MB per file) before starting the portal registration. The portal times out after inactivity, and re-uploading documents mid-session causes form errors.

PM Surya Ghar Online Application: Step-by-Step Process

This is the full eight-step PM Surya Ghar application process as structured on pmsuryaghar.gov.in. Each step must be completed before the next stage is accessible.

The PM Surya Ghar Application Checklist

  1. Register on pmsuryaghar.gov.in: Visit https://pmsuryaghar.gov.in and click “Apply for Rooftop Solar.” Enter your state, your DISCOM name, and your electricity consumer number (found on your bill). Then enter your Aadhaar-linked mobile number to receive an OTP for authentication. Once the OTP is verified, set a password to create your account. Keep this login credential safe, it is required for every subsequent stage.

  2. Fill rooftop and system details: After login, complete the application form with your roof area, preferred system size (1 kW, 2 kW, 3 kW, or higher based on your consumption), shadow-free roof area estimate, and building type. The portal auto-calculates the eligible subsidy amount based on the system size you enter. Upload the required documents: electricity bill, Aadhaar copy, property proof, and the bank mandate. Submit the application.

  3. Receive DISCOM feasibility approval: Your local DISCOM reviews the application and the technical parameters: feeder load capacity, transformer capacity, and net metering availability in your area. This typically takes 2 to 7 working days. You will receive an SMS and email notification of the approval or rejection. If approved, you may proceed to choose an installer.

  4. Choose an empanelled installer: After feasibility approval, select a DISCOM-empanelled installer for the work order. The subsidy requires an empanelled installer and modules that are on the ALMM list, so put the two questions in the ALMM section below to the installer before you sign. This stage typically takes 3 to 7 days. The portal locks out installer changes once this step is confirmed.

  5. Install the solar system: The empanelled installer carries out the full installation: mounting structure, panel placement, DC wiring, AC wiring, inverter installation, earthing, and surge protection. A grid-connected on-grid inverter is used for PM Surya Ghar systems as these must export surplus power to the grid via net metering. The typical installation takes one to three days depending on system size and roof complexity.

  6. DISCOM inspection and net meter installation: After the installer completes work, the installer applies for inspection through the portal. The DISCOM sends a technical officer to inspect the installation against safety and quality parameters. If the installation passes, the DISCOM replaces or upgrades the existing electricity meter to a bidirectional net meter. This stage can take 7 to 21 days depending on your DISCOM’s workload. During high-demand periods (particularly post-monsoon) delays of up to 30 days are reported in some states.

  7. Submit the commissioning certificate online: Once the net meter is installed and the system is live, your installer provides a commissioning certificate on their company letterhead. Log in to the portal and upload this certificate along with the DISCOM’s net meter installation confirmation. This is the trigger event for subsidy processing.

  8. Subsidy credited to bank account via NACH: After the DISCOM marks the application as complete on the backend, MNRE processes the subsidy amount and transfers it directly to the bank account you registered in Step 2. This is commonly reported as taking about 30 days from commissioning certificate submission (secondary reports; confirm on the portal).

Timeline: What Happens When

Planning the PM Surya Ghar timeline helps homeowners manage cash flow, since they pay the installer upfront and receive the subsidy later.

Who acts at each PM Surya Ghar stage and what to confirm (no fixed national durations are published)
StageActionWhat to confirm
Step 1–2Registration and application submissionAadhaar-linked mobile and consumer number match
Step 3DISCOM feasibility approvalApproval status on the portal; ask the DISCOM for its current time
Step 4Installer selection and work orderInstaller is empanelled; modules are on the ALMM list
Step 5Solar system installationInstallation finishes inside the commissioning window set for your state
Step 6DISCOM inspection + net meter installationInspection date; DISCOM timeline varies and is the most variable stage
Step 7Commissioning certificate uploadCertificate generated on the portal
Step 8Subsidy credit to bank accountCommonly reported as about 30 days after commissioning (secondary reports; confirm on the portal)

The most variable stage is Step 6 (DISCOM inspection). In states with high application volumes, inspection queues can stretch the timeline. Applicants in these states should submit the commissioning certificate as soon as possible after the net meter is installed to avoid further delays.

ALMM and inverter compliance are separate checks

For homeowners, verifying ALMM eligibility means asking the installer two specific questions before signing the work order:

Common Rejection Reasons and How to Avoid Them

Applications fail at three main checkpoints: portal submission, DISCOM feasibility review, and DISCOM inspection. Knowing the most frequent rejection triggers allows homeowners to take pre-emptive action.

At portal submission

  • Consumer number mismatch: The electricity consumer number must match exactly as it appears on the bill, including any leading zeros. Double-check against the bill before entering.
  • Document quality failure: Blurry images, scanned documents with shadow or glare, or files exceeding the portal’s size limit cause upload errors. Use a flat-bed scan or a good mobile scanner app at 300 dpi with proper lighting.
  • Aadhaar-mobile mismatch: If the mobile number entered is not linked to Aadhaar, the OTP step fails. Visit an Aadhaar enrolment centre to update the mobile number linkage before applying.
  • Wrong DISCOM selection: Some states have multiple DISCOMs serving different areas. Selecting the wrong DISCOM routes the application to the wrong queue. Confirm your DISCOM from your electricity bill header.

At DISCOM feasibility review

  • Network capacity constraints: Some feeder areas are saturated and cannot absorb additional solar generation. In this case, the DISCOM may reject or defer the application. Applying for a smaller system size sometimes resolves this, as smaller systems export less surplus power.
  • Roof area inconsistency: If the declared shadow-free roof area does not plausibly support the applied system size, the DISCOM officer may flag the application. As a rough guide, 1 kW of solar requires approximately 7 to 10 square metres of unshaded roof area.
  • Duplicate application: If a previous application was submitted for the same consumer number and not formally closed, the system may reject the new application as a duplicate. Contact the DISCOM’s nodal officer to close the old application before resubmitting.

At DISCOM inspection

  • Earthing and surge protection deficiency: DISCOM inspectors check earthing continuity, the presence of an AC-side DC injection protection device, and surge protection devices on both DC and AC strings. Ensure your installer follows the commissioning checklist in the solar inverter commissioning guide.
  • Single-line diagram (SLD) mismatch: The as-installed configuration must match the SLD submitted to the DISCOM. Any deviation (different panel count, changed string configuration, relocated inverter) requires a revised SLD submission before inspection. A properly prepared CEIG-compliant electrical drawing at the design stage prevents this mismatch from occurring in the first place.
  • Improper labelling: Inspectors in several states now check that DC isolators, AC isolators, and the inverter carry the correct safety labels. Ask your installer about labelling compliance before scheduling inspection.

PM Surya Ghar and Net Metering: What Changes After Installation

Once the net meter is installed, the household’s relationship with the grid changes meaningfully. The bidirectional net meter records both units imported from the grid and units exported to the grid. At the end of each billing cycle, the DISCOM calculates net units: imports minus exports. The homeowner pays only for net imports.

Net metering under PM Surya Ghar typically follows the state’s existing net metering regulation, which may cap the system size at the sanctioned load of the connection or at a fixed percentage of the connected transformer capacity. The net metering in India complete guide covers the billing mechanics and the state-by-state variation in carry-forward rules for export credits.

For most 3 kW residential systems in India receiving 4 to 5 peak sun hours per day, monthly generation is approximately 300 to 375 kWh. A household with a monthly bill of ₹2,500 to ₹4,000 (roughly 250 to 450 units) can expect to reduce their net import to near zero or even carry forward credits during summer months, with some grid import returning during monsoon when panel output dips.

1 crore households. The Government of India’s target for PM Surya Ghar Muft Bijli Yojana by 2027, representing the world’s largest residential rooftop solar subsidy programme by number of beneficiaries. Source - MNRE Scheme Notification, 2024.

Early application and complete documentation matter: an incomplete application can be returned and may lose its place in the DISCOM’s queue.

After Subsidy: Monitoring, Maintenance, and Warranty

Receiving the subsidy is not the end of the homeowner’s engagement with the solar system. A well-maintained rooftop solar installation in India should deliver consistent generation for 20 to 25 years. The inverter, however, is typically the first component to require attention, which makes warranty terms and service access critical considerations.

Monitoring

Most modern on-grid inverters sold for PM Surya Ghar installations include Wi-Fi-based monitoring. Homeowners should verify that their inverter’s monitoring app provides:

  • Daily and monthly generation data: to cross-check against the net meter reading.
  • Grid connection status alerts: to detect grid outages and verify anti-islanding is functioning.
  • Performance ratio tracking: to identify early-stage soiling or shading-induced generation loss.

Maintenance

The solar inverter commissioning process sets the baseline. Ongoing maintenance requirements for a residential PM Surya Ghar installation include:

  • Panel cleaning: every 2 to 4 weeks during dusty months (October to May in north India).
  • Inverter air-filter inspection: where applicable, quarterly.
  • DC string insulation resistance check: annually by a qualified technician.
  • Earthing continuity test: annually.

For a full maintenance schedule, the inverter maintenance guide for India provides month-by-month tasks suited to Indian climate conditions.

Warranty

The inverter warranty is the most financially consequential post-installation consideration. Inverter replacement outside warranty coverage costs ₹18,000 to ₹40,000 depending on the system size, which can substantially reduce the scheme’s net financial benefit. Homeowners should confirm before installation:

  • warranty with a written remedy: not just a spare parts warranty.
  • On-site service, not depot-only return.
  • Authorised service partners within reachable distance.

Where Qbits Fits in the PM Surya Ghar Application

Three pages worth reviewing before finalising your installer and equipment:

  • Authorised Service Partners: Search the current directory, then confirm partner status, location coverage, service scope, response process and fees in writing.

PM Surya Ghar Progress and What It Means for Applicants in 2026

Processing times vary by DISCOM and state, and no single national figure is published, so ask your DISCOM or vendor for the current inspection and commissioning timeline in writing and plan with a buffer.

The scheme’s budget allocation, MNRE’s empanelment of new installers, and state government co-funding arrangements are all evolving. Checking the PM Surya Ghar portal for the latest circulars and your state’s current DISCOM processing time estimates is advisable before finalising your application date. States such as Uttar Pradesh, Madhya Pradesh, and Odisha have expanded installer empanelment significantly in 2025–26, improving processing capacity.

Qbits models

Specs below come from each model's datasheet. Confirm the exact model and current written terms with Qbits before you buy.

Browse all on-grid inverters →

FAQ

Frequently Asked Questions

How long does the PM Surya Ghar approval process take from application to subsidy?
No single national end-to-end timeline is published: DISCOM feasibility approval, inspection and net meter installation depend on your DISCOM and state. Subsidy credit is commonly reported as about 30 days after the commissioning report and bank details are submitted on the portal (secondary reports; confirm on pmsuryaghar.gov.in). Delays most often occur at the DISCOM inspection stage, so ask your DISCOM and installer for the current timeline in writing.
Can a tenant or renter apply for the PM Surya Ghar scheme?
Yes, renters can apply, but they require a No Objection Certificate (NOC) from the property owner along with the landlord's identity proof. The NOC must confirm the landlord's consent for rooftop solar installation and must be submitted as part of the application. The subsidy amount, however, is credited to the applicant's own bank account, not the landlord's. DISCOM policies on renter applications vary by state, so it is advisable to confirm locally before proceeding.
Can residents in apartments or multi-storey buildings apply for PM Surya Ghar?
Yes, apartment residents are eligible, but collective or group housing society applications are treated differently. Individual flat owners may apply for systems sized to their own consumption, provided there is dedicated rooftop space and DISCOM consent. Many Resident Welfare Associations (RWAs) are also applying as group applicants under the scheme. Technical feasibility depends on available roof area and the building's electricity infrastructure. It is best to approach your DISCOM with the building layout plan before registering.
What should I do if the DISCOM rejects my feasibility application?
A DISCOM rejection is not final. Common reasons include network overload in your feeder area, incorrect consumer number, or insufficient roof area for the applied system size. You can revise and resubmit the application on the same portal with corrected details. If you believe the rejection is incorrect, you may file a complaint with your State Electricity Regulatory Commission (SERC). Reducing the applied system size sometimes resolves network capacity rejections.
Can I choose my own solar installer, or must I use an empanelled vendor?
You choose the vendor yourself, but for the central subsidy it must be a vendor registered with your DISCOM on the national portal, which lists registered vendors by state and DISCOM. An installation by a vendor outside that list is not covered by the scheme, so confirm the vendor's registration on the portal before you pay anything. Collect itemised quotes from at least two registered vendors and compare the equipment models, warranty terms and scope of work.
Which inverters are eligible for the PM Surya Ghar subsidy?
MNRE publishes ALMM lists for solar modules and cells but no list for inverters, so there is no official list of subsidy-eligible inverter models to check against. Eligibility rests on the exact inverter model meeting the scheme's technical requirements and your DISCOM's grid-connection conditions. Ask the vendor for the exact model's BIS registration and current certificates, and confirm the requirements with your DISCOM before signing.
What is the subsidy amount under PM Surya Ghar in 2026?
The central government subsidy is ₹30,000 for a 1 kW system, ₹60,000 for 2 kW, and ₹78,000 for 3 kW or above. Systems above 3 kW receive the same flat cap of ₹78,000 as central subsidy. Several states offer an additional state-level subsidy on top of this. The subsidy is paid directly to your bank account via NACH after the DISCOM verifies the commissioning certificate. It is not deducted upfront from the installation cost.
What happens if I miss submitting the commissioning certificate within the deadline?
MNRE and the portal set timelines for commissioning after feasibility approval. If you exceed the permitted window (set by the state and the portal), your application may lapse and you may need to reapply. The portal sends reminder notifications via SMS and email. If genuine delays occur - for example, due to equipment availability or monsoon-related installation delays - contact your DISCOM with a written explanation. Keeping your installer informed and maintaining documentation of delays protects your eligibility.
Is a property tax receipt mandatory for all PM Surya Ghar applications?
A property tax receipt is not universally mandatory but is required by certain DISCOMs as proof of property ownership, particularly in urban municipal areas. Where required, the receipt should be the most recent year's document. Applicants in areas where property tax is not collected (rural gram panchayat areas) typically substitute this with a panchayat certificate or land record. Always check your specific DISCOM's document list on the portal before submitting.
Nirav Dhanani
Written by

Nirav Dhanani CEO, Qbits Energy

Co-founder & CEO driving Qbits Energy's product strategy and growth across India.

Related Reading
Policy 22 min

How to Apply for Net Metering in India

The stage by stage DISCOM route, the documents that actually get checked, and the rejection causes that send applications back to the start.

Get Started

Check the rule that applies to your project

Use the issuing authority and your DISCOM documents to confirm the current rule, eligibility and application process for your location.